Am I Eligible for Medicare?

To qualify for Medicare, you must be at least age 65 or suffer from a qualifying disability and have been on disability for more than 24 months.

The eligibility requirements include:

  • When: You are eligible for Medicare on your 65th birthday, or on the 25th month that you have been disabled and receiving Social Security. Either of these two events make you eligible for Medicare Part A and Part B.
  • What: To qualify for Medicare, you or your spouse must have worked for at least 10 years and paid into Social Security. Most people who have worked in the United States have paid Social Security tax.
  • Other: Part B is only mandatory if you do not have a qualifying medical plan through your employer or union, or through your spouse’s employer or union. If you are covered under an approved Medicare Part B plan through an employer or union, check with that plan’s administrator to see how that plan works when you start to receive Medicare Part A. If you need to sign up for Medicare Part B, you must do so while you have outside coverage or you will be penalized.

Even if you qualify, Medicare is strict about when you can sign up and when you are eligible. Refer to Enrollment Information to learn more.

 

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