What are Medicare Supplemental Insurance (Medigap) Plans?

A Medicare Supplemental Insurance (Medigap) policy, sold by private companies, can help pay some of the healthcare costs that Original Medicare (Part A and Part B) doesn’t cover, including copayments, coinsurance and deductibles.

The plan options include:

  • Standardized Policy: Insurance companies can sell you only a standardized policy identified in most states by letters. All policies offer the same basic benefits but some offer additional benefits, so you can choose which one best meets your needs.
 

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