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Connect One Health is your expert at guiding you through the Medicare health plan maze. We are here to help you understand your choices and answer all of your questions about Medicare, Medicare Advantage, and the Prescription Drug plans. We can help you with questions about Supplemental Insurance, and Medicare B. We are patient, and we explain things in plain English.

There are several ways to contact us. You can call us toll free at 1-877-766-4448 to talk with one of our helpful professionals. You can also chat live with one of professionals through our Internet Chat link. We are here to make this easy for you. Contact us today.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

Medicare: Basics

Quick FAQ

What happens if I did not enroll in Medicare Part B during my election period?The answer depends on why you did not sign up for Medicare Part B during your initial enrollment period. If you need to enroll in Medicare part B you will need to call Medicare at 1-800-722-1213.

Considerations

  • If you are just newly 65 you may still have time. Your enrollment time is 3 months prior to your 65th birthday and extends to 7 months past your 65 birthday.
  • If you have private coverage you can sign up Medicare part B anytime you are still covered by your Employer, Union or Spouses’ Employers health plan for up to 8 months after the health plan ends.
  • General Enrollment periods occur each year and run from January 1 through March 31. When you enroll in during a General Enrollment your coverage begins July 1 of the year you enrolled.
    Penalties for late enrollment are 10% of your premium for Medicare B for each year (12 month period) that you were eligible for Medicare B but did not enroll. So for two years your penalty will be 20%.

Accessing Medicare Benefits: What happens after I Enroll?The big change occurs about three months before your Medicare Eligibility Date. You should receive your official Medicare card in the mail. If you do not receive a Medicare card in the mail within 60 days of your Eligibility date, call Medicare at 1-800-Medicare and let them know you have not yet received your Medicare card.

Most people are enrolled in Medicare automatically when they begin to draw their social security or when if they have been disabled for 24 months. If you need to enroll in Medicare you can do so online at Medicare.gov. It is important that you enroll before you eligibility date. There are penalties and are applied and for Medicare Part B those additional costs are extend for your lifetime.

Once you receive your Medicare cards examine the cards and make sure that your name is spelled correctly. The cards will also indicate when your coverage starts. Once your eligibility date has occurred you may use your Medicare benefits.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

What is Medicare Advantage?Medicare Advantage is officially called Medicare C. Medicare C is Medicare A and B but managed by private insurance companies.

Medicare Advantage Plans vary from one private insurance company to the next, but they must cover all of the services covered in Medicare part A and B. Features to look for are lower deductibles and extra services that are not included in Medicare Part A or B.

Medicare C or Medicare Advantage is optional and you can sign up for either Medicare Part A and B or Medicare C. The Draw back to Medicare C is that Medigap plans to not apply to Medicare Advantage and you cannot buy a private insurance plan that will cover the gap between Medicare Advantage and out of pocket expenses.

Does Medicare Cover Eyeglass Care, Hearing Aids, or Routine Dental Care?Sadly, Medicare does not cover additional services such as eyeglass care, hearing aids or routine dental care. Those basic services were not included in the Medicare list of benefits. To change that, Congress would need to change the Medicare laws to include these services.

The Exceptions are when routine dental care is part of a Medicare covered treatment. An example of this would be a procedure that needed to extract teeth in preparation for the treatment of cancer via radiation therapy. This example shows that while tooth extraction is not a covered Medicare Benefit, it can be covered as part of a Medicare covered treatment.

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