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Connect One Health is your expert at guiding you through the Medicare health plan maze. We are here to help you understand your choices and answer all of your questions about Medicare, Medicare Advantage, and the Prescription Drug plans. We can help you with questions about Supplemental Insurance, and Medicare B. We are patient, and we explain things in plain English.

There are several ways to contact us. You can call us toll free at 1-877-766-4448 to talk with one of our helpful professionals. You can also chat live with one of professionals through our Internet Chat link. We are here to make this easy for you. Contact us today.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

Medicare: Basics

Quick FAQ

Medicare B: Do I need to enroll in it if I am still working?You do not need to enroll in Medicare part B if you or your spouse are still working and are covered by a health plan that is issued through your employer, your spouses' employer, or a union. This only works though if the health plan that is offered by your employer, spouses' employer, or union is the primary payer for healthcare expenses. You will still need to enroll in Medicare B if Medicare A is going to be the primary payer.

You can talk with the employer's healthcare plan administrator to see if their healthcare coverage will be the primary payer or the secondary payer. Businesses with less than 20 employees are deemed small businesses and Medicare A is usually the primary payer. Clear up any questions about what you should do before your enrollment date. If you are not enrolled in Medicare part B and you need to be you will be penalized.

Medicare Part B: What does it Cover?Medicare B covers the outpatient type of services needed to manage a person's health. This would include medical care needed to prevent illness, and to manage illness when the patient is not admitted to a medical facility, such as a hospital.

Medicare part B covers things like doctors visits, Durable Medical Equipment (DME,) mental health services, lab tests, etc. Medicare part B is paired with Medicare part A and is referred to as "Original Medicare." The two plans work together to provide comprehensive medical coverage.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

What is Medicare Part D?Medicare Part D is the Prescription Drug plan that works with both Medicare A and Medicare C (Medicare Advantage.) Though Medicare C plans almost always have a prescription drug plan associated with them. Medicare D is not issued by the government it is bought from private insurance companies.

Medicare D prescription drug plans all must meet a set of criteria in terms of what they offer, but the plans are not identical. They differ in price and what they offer.

Things to be aware of are deductibles, co-payments, and how each plan works with co-insurance. Another consideration is whether or not there is an Annual limit on how much your Medicare D plan will cover. IF you max out an annual limit you will have to pay full price for medications for the rest of the year.

Medicare D works like other insurance plans. You will pay full price for medications until your annual deductible is met. Once the deductible is met your cost for medications will be reduced to a co-pay. You will likely receive a monthly premium to pay to keep coverage in place.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

How to Apply for Medicare?You can apply for Medicare on the Medicare.gov website. This is normally part of the process when you apply for retirement or disability. By visiting medicare.gov, you can fill out a simple online form.

You are given choices to apply for Medicare only, Return to a saved application, or to check your application status. The entire process should take less than 10 minutes. Everything is submitted electronically so you do not have to sign forms or go to the nearest social security office. Medicare.gov have made the application process very easy.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

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