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Connect One Health is your expert at guiding you through the Medicare health plan maze. We are here to help you understand your choices and answer all of your questions about Medicare, Medicare Advantage, and the Prescription Drug plans. We can help you with questions about Supplemental Insurance, and Medicare B. We are patient, and we explain things in plain English.

There are several ways to contact us. You can call us toll free at 1-877-766-4448 to talk with one of our helpful professionals. You can also chat live with one of professionals through our Internet Chat link. We are here to make this easy for you. Contact us today.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

Medicare: Basics

Quick FAQ

What is Medicare Advantage?Medicare Advantage is officially called Medicare C. Medicare C is Medicare A and B but managed by private insurance companies.

Medicare Advantage Plans vary from one private insurance company to the next, but they must cover all of the services covered in Medicare part A and B. Features to look for are lower deductibles and extra services that are not included in Medicare Part A or B.

Medicare C or Medicare Advantage is optional and you can sign up for either Medicare Part A and B or Medicare C. The Draw back to Medicare C is that Medigap plans to not apply to Medicare Advantage and you cannot buy a private insurance plan that will cover the gap between Medicare Advantage and out of pocket expenses.

Medicare Part B: What does it Cover?Medicare B covers the outpatient type of services needed to manage a person's health. This would include medical care needed to prevent illness, and to manage illness when the patient is not admitted to a medical facility, such as a hospital.

Medicare part B covers things like doctors visits, Durable Medical Equipment (DME,) mental health services, lab tests, etc. Medicare part B is paired with Medicare part A and is referred to as "Original Medicare." The two plans work together to provide comprehensive medical coverage.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

Medicare B: Do I need to enroll in it if I am still working?You do not need to enroll in Medicare part B if you or your spouse are still working and are covered by a health plan that is issued through your employer, your spouses' employer, or a union. This only works though if the health plan that is offered by your employer, spouses' employer, or union is the primary payer for healthcare expenses. You will still need to enroll in Medicare B if Medicare A is going to be the primary payer.

You can talk with the employer's healthcare plan administrator to see if their healthcare coverage will be the primary payer or the secondary payer. Businesses with less than 20 employees are deemed small businesses and Medicare A is usually the primary payer. Clear up any questions about what you should do before your enrollment date. If you are not enrolled in Medicare part B and you need to be you will be penalized.

Medicare.gov: What does it do?Medicare.gov is the official site for Medicare. It is hosted by the Federal Government and managed by the Centers for Medicare and Medicaid. Medicare.gov is the place to find the latest news about changes to Medicare and Medicaid. This is the place where you will find in depth information about all of the different Medicare and Medicaid programs that are offered.

Medicare.gov is Useful if You Are

  • Receiving Medicare or Medicaid
  • A Medicare Beneficiary.
  • Approaching an open enrollment date and want to research options for changing plans.
  • Looking for information about Medicare or Medicaid.
  • Need information about Medicare C or Medicare D.
  • Need information about Medicare Supplemental Policies.
  • A family member or conservator of someone who is on Medicare or Medicaid.

Tools Available on Medicare.gov

  • Definitions about terms used and Medicare basic information.
  • Eligibility rules and explanations.
  • Management of your Medicare. Change of address, lost cards, and counseling near you.
  • Find Doctors, hospitals and health professionals near you.
  • Get information about help with costs.
  • Explore and examine Medicare health plans, such as comparison tools.
  • Find Prescription Drug Plans.
  • Find supplies such as Medical Equipment Suppliers.
  • Find nursing homes and Dialysis facilities.
  • The Medicare Blog, Videos, and News.
  • And a whole lot more.
If you have not yet been to Medicare.gov, then you should visit the site and get familiar with how it works and what is available. If you need additional help, Connect One Health can help.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

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