Medicare B covers the outpatient type of services needed to manage a person's health. This would include medical care needed to prevent illness, and to manage illness when the patient is not admitted to a medical facility, such as a hospital. Medicare part B covers things like doctors visits, Durable Medical Equipment (DME,) mental health…
Medicare Part A covers hospital type medical expenses. These expenses would include part or all of the costs of inpatient medical stay, supplies for treatment while admitted, skilled nursing facility admissions, hospice care, and even home health care services. Medicare part A is comprehensive, but it does not cover eyeglasses, routine dental care, or hearing…
The answer depends on why you did not sign up for Medicare Part B during your initial enrollment period. If you need to enroll in Medicare part B you will need to call Medicare at 1-800-722-1213. Considerations
You can apply for Medicare on the Medicare.gov website. This is normally part of the process when you apply for retirement or disability. By visiting medicare.gov, you can fill out a simple online form. You are given choices to apply for Medicare only, Return to a saved application, or to check your application status. The…
Sadly, Medicare does not cover additional services such as eyeglass care, hearing aids or routine dental care. Those basic services were not included in the Medicare list of benefits. To change that, Congress would need to change the Medicare laws to include these services. The Exceptions are when routine dental care is part of a…
The Difference between Medicare and Medicaid is really about who is involved. Medicare is a Federally sponsored health plan while Medicaid is a Federal and State sponsored Health Plan. Medicare is available for qualifying people who are aged 65 or older or those people who have suffered a qualifying disability for more than 24 months.…
You do not need to enroll in Medicare part B if you or your spouse are still working and are covered by a health plan that is issued through your employer, your spouses' employer, or a union. This only works though if the health plan that is offered by your employer, spouses' employer, or union…
The answer to that question depends on the rules of Coordination of Benefits. Sometimes Medicare will pay first, and your secondary insurance will pay second. Sometimes it is the other way around. What happens is that each type of insurance that you have is listed as a payer. Then each payer is assigned a number…
Medicare requires that every Medicare beneficiary be enrolled in a qualifying Prescription Drug Program. Those would be: A qualifying Employer or Union Prescription Drug Program must be as comprehensive in coverage as Medicare part D. If your employer, past employer or Union offer a qualifying Prescription Drug Plan, then you do not have to enroll…
There are two effective dates for the two types of qualified events. The first is the day you turn 65 years of age. This would be your effective date for Original Medicare part A and part B. The second effective date is for those who suffer from a qualifying disability. The effective date for your…