COH_Medicare-Brochure

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Connect One Health is your expert at guiding you through the Medicare health plan maze. We are here to help you understand your choices and answer all of your questions about Medicare, Medicare Advantage, and the Prescription Drug plans. We can help you with questions about Supplemental Insurance, and Medicare B. We are patient, and we explain things in plain English.

There are several ways to contact us. You can call us toll free at 1-877-766-4448 to talk with one of our helpful professionals. You can also chat live with one of professionals through our Internet Chat link. We are here to make this easy for you. Contact us today.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.

Medicare: Basics

Quick FAQ

Accessing Medicare Benefits: What happens after I Enroll?The big change occurs about three months before your Medicare Eligibility Date. You should receive your official Medicare card in the mail. If you do not receive a Medicare card in the mail within 60 days of your Eligibility date, call Medicare at 1-800-Medicare and let them know you have not yet received your Medicare card.

Most people are enrolled in Medicare automatically when they begin to draw their social security or when if they have been disabled for 24 months. If you need to enroll in Medicare you can do so online at Medicare.gov. It is important that you enroll before you eligibility date. There are penalties and are applied and for Medicare Part B those additional costs are extend for your lifetime.

Once you receive your Medicare cards examine the cards and make sure that your name is spelled correctly. The cards will also indicate when your coverage starts. Once your eligibility date has occurred you may use your Medicare benefits.

Questions? Call Us at 1-877-766-4448

Our staff is ready to answer all your questions.


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Medicare B: Do I need to enroll in it if I am still working?You do not need to enroll in Medicare part B if you or your spouse are still working and are covered by a health plan that is issued through your employer, your spouses’ employer, or a union. This only works though if the health plan that is offered by your employer, spouses’ employer, or union is the primary payer for healthcare expenses. You will still need to enroll in Medicare B if Medicare A is going to be the primary payer.

You can talk with the employer’s healthcare plan administrator to see if their healthcare coverage will be the primary payer or the secondary payer. Businesses with less than 20 employees are deemed small businesses and Medicare A is usually the primary payer. Clear up any questions about what you should do before your enrollment date. If you are not enrolled in Medicare part B and you need to be you will be penalized.


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Medicare vs Medicaid: What is the Difference?The Difference between Medicare and Medicaid is really about who is involved. Medicare is a Federally sponsored health plan while Medicaid is a Federal and State sponsored Health Plan. Medicare is available for qualifying people who are aged 65 or older or those people who have suffered a qualifying disability for more than 24 months. Medicaid is available to people who have limited income and limited resource.

Those people may be children, women who are pregnant, seniors with low incomes, parents, and people with disabilities. In some cases, an individual may be eligible for both Medicare and Medicaid. When that happens Medicare is the primary payer and Medicaid helps to cover medical expenses after Medicare has paid. Note: Rules differ from State to State about qualification for Medicaid and dual beneficiaries.

Learn more about the differences between Medicare and Medicaid here!


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Medicare Effective Dates: How do they work?There are two effective dates for the two types of qualified events. The first is the day you turn 65 years of age. This would be your effective date for Original Medicare part A and part B. The second effective date is for those who suffer from a qualifying disability.

The effective date for your Medicare benefits will be after your 24th month of receiving disability benefits. Once these dates have passed you may use your Medicare benefits and Medicare cards.


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