COH_Medicare-Brochure

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Connect One Health is your expert at guiding you through the Medicare health plan maze. We are here to help you understand your choices and answer all of your questions about Medicare, Medicare Advantage, and the Prescription Drug plans. We can help you with questions about Supplemental Insurance, and Medicare B. We are patient, and we explain things in plain English.

There are several ways to contact us. You can call us toll free at 1-877-766-4448 to talk with one of our helpful professionals. You can also chat live with one of professionals through our Internet Chat link. We are here to make this easy for you. Contact us today.

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Medicare: Basics

Quick FAQ

Does Medicare Cover Eyeglass Care, Hearing Aids, or Routine Dental Care?Sadly, Medicare does not cover additional services such as eyeglass care, hearing aids or routine dental care. Those basic services were not included in the Medicare list of benefits. To change that, Congress would need to change the Medicare laws to include these services.

The Exceptions are when routine dental care is part of a Medicare covered treatment. An example of this would be a procedure that needed to extract teeth in preparation for the treatment of cancer via radiation therapy. This example shows that while tooth extraction is not a covered Medicare Benefit, it can be covered as part of a Medicare covered treatment.


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Medicare Effective Dates: How do they work?There are two effective dates for the two types of qualified events. The first is the day you turn 65 years of age. This would be your effective date for Original Medicare part A and part B. The second effective date is for those who suffer from a qualifying disability.

The effective date for your Medicare benefits will be after your 24th month of receiving disability benefits. Once these dates have passed you may use your Medicare benefits and Medicare cards.


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How to Apply for Medicare?You can apply for Medicare on the Medicare.gov website. This is normally part of the process when you apply for retirement or disability. By visiting medicare.gov, you can fill out a simple online form.

You are given choices to apply for Medicare only, Return to a saved application, or to check your application status. The entire process should take less than 10 minutes. Everything is submitted electronically so you do not have to sign forms or go to the nearest social security office. Medicare.gov have made the application process very easy.

Questions? Call Us at 1-877-766-4448

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Medicare B: Do I need to enroll in it if I am still working?You do not need to enroll in Medicare part B if you or your spouse are still working and are covered by a health plan that is issued through your employer, your spouses’ employer, or a union. This only works though if the health plan that is offered by your employer, spouses’ employer, or union is the primary payer for healthcare expenses. You will still need to enroll in Medicare B if Medicare A is going to be the primary payer.

You can talk with the employer’s healthcare plan administrator to see if their healthcare coverage will be the primary payer or the secondary payer. Businesses with less than 20 employees are deemed small businesses and Medicare A is usually the primary payer. Clear up any questions about what you should do before your enrollment date. If you are not enrolled in Medicare part B and you need to be you will be penalized.


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